Express Credit Cards Platinum

The Platinum Cridet Card® For American Express in 2025

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Features of The American Express Platinum Card® (2025)

1. Rewards Program

Flexible Redemption: Use points for flights, hotels, upgrades, gift cards, or statement credits.

Membership Rewards® Points:

5X Points: Earn on flights booked directly with airlines or through Amex Travel.

5X Points: On prepaid hotels booked through Amex Travel.

1X Point: On all other purchases.

Welcome Bonus: Earn a significant bonus (e.g., 120,000 Membership Rewards® Points) after spending a set amount (e.g., $6,000) in the first 6 months.

AS HIGH AS 175,000
Membership Rewards® Points

after you spend $8,000 in purchases on your new Card within the first 6 months of Card Membership. You may not be eligible for the maximum welcome offer amount.†Apply, and if approved:

  1. Find out your offer amount
  2. Accept the Card with your offer
  3. Spend $8,000 in 6 months
  4. Receive the points

APPLY WITH CONFIDENCE

Know if you’re approved with no credit score impact

Learn how your credit score may be impacted if you’re approved and you accept this Card.

Travel Benefits

  • Global Lounge Access:
    • Access to 1,400+ airport lounges worldwide, including:
      • The Centurion® Lounge network.
      • Priority Pass™ lounges (enrollment required).
      • Delta Sky Club® (when flying Delta).
  • Airline Fee Credit: Up to $200 annually for incidental fees like checked baggage and in-flight purchases.
  • Global Entry/TSA PreCheck/ CLEAR® Credit: Receive reimbursement for one of these programs, simplifying airport security and customs.
  • Fine Hotels + Resorts®:
    • Benefits include room upgrades (if available), complimentary breakfast, early check-in, late check-out, and credits for dining or spa services.
  • Travel Insurance:
    • Trip delay and cancellation insurance.
    • Lost luggage reimbursement.
    • Secondary car rental insurance.

3. Lifestyle Perks

  • Uber Cash:
    • Up to $200 in annual Uber credits ($15 per month, plus $35 in December).
  • Saks Fifth Avenue Credit:
    • $100 annual credit ($50 semi-annually) for purchases at Saks Fifth Avenue (enrollment required).
  • Entertainment Access:
    • Exclusive access to pre-sale tickets, VIP packages, and reserved seats for concerts and events.
  • Concierge Services:
    • 24/7 assistance for dining, travel planning, and event bookings.

4. Digital and Tech Benefits

  • Amex Offers:
    • Personalized deals for shopping, dining, and travel.
  • Digital Wallet Integration:
    • Seamless compatibility with Apple Pay, Google Pay, and Samsung Pay.
  • Subscription Credits (select offers):
    • Potential credits for popular subscriptions like Disney+, Audible, or The New York Times.

5. Sustainability Initiatives

  • Eco-Friendly Rewards:
    • Earn extra points for purchases on electric vehicles, green energy providers, or sustainable travel services.

Fees

  • Annual Fee: $695 (not waived).
    • Offset by robust benefits if fully utilized.
  • Additional Cards:
    • Add authorized users for $175 (up to 3 users) to share some perks like lounge access and hotel benefits.

Who Is It For?

This card is ideal for:

  1. Frequent travelers who value luxury perks and rewards.
  2. High-income individuals who can make full use of the benefits.
  3. Those looking for extensive travel protections and exclusive lifestyle experiences.

How to Maximize the Amex Platinum in 2025

  1. Optimize Points:
    • Use the card for travel bookings and purchases via Amex Travel for 5X points.
  2. Leverage Credits:
    • Make use of Uber, Saks Fifth Avenue, and airline fee credits to offset the annual fee.
  3. Utilize Lounge Access:
    • Take advantage of the extensive lounge network during trips.
  4. Plan Travel with FHR:
    • Book Fine Hotels + Resorts® properties to enjoy luxury perks and free upgrades.

Would you like assistance comparing the Amex Platinum Card to other premium cards or advice on how to apply?

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